An unexpected way to think about high-value home insurance. There is a curious assumption at the heart of buying home insurance: that the best policy is usually the one that costs the least. It sounds sensible. Until you think about it. Imagine two people buying identical umbrellas. One lives in a country where it rains […]
Nobody starts a business because they are passionate about insurance. Instead, most people start with an idea, a skill or a better way of doing something. They want to build something worthwhile, create jobs or enjoy the independence of working for themselves. Insurance usually enters the picture later, when the business owner starts thinking about […]
Your fleet insurance renewal arrives. The premium has increased. Someone in finance asks the obvious question: “Can we get it cheaper?” Naturally, you ask your broker to approach the market. Perhaps another insurer offers a better price. Perhaps it doesn’t. Either way, there is a more interesting question that often gets overlooked. What if the […]
If you’ve just been appointed principal contractor on a project, two things usually land on your desk at the same time: a set of CDM duties and a set of insurance requirements from the client or their contract administrator. They’re often treated as the same thing. They’re not — and confusing the two is one […]
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