Cornerstone Insurance Archives |

You’re Responsible for Running the Business. But Who Protects You?

August 25, 2026

Most directors of small and mid-sized companies assume directors’ and officers’ insurance is something plc boards buy. It isn’t. The duties in the Companies Act 2006 apply to the director of a three-person engineering firm in exactly the same terms as they apply to a FTSE 100 board, and so does the personal liability for […]

CDM 2015 and Insurance: What Principal Contractors Must Have in Place

August 3, 2026

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| News

If you’ve just been appointed principal contractor on a project, two things usually land on your desk at the same time: a set of CDM duties and a set of insurance requirements from the client or their contract administrator. They’re often treated as the same thing. They’re not — and confusing the two is one […]

Insurance for Electricians: Cover, Cost & Common Mistakes

July 30, 2026

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| News

This guide is written for electricians across the East Midlands — sole traders, small contracting firms, and electrical companies running a few vans and employing apprentices. It walks through the covers electricians actually need, what drives the cost, and the mistakes we see most often when reviewing existing policies. Whether you’re NICEIC or NAPIT registered, […]

Factory Insurance: Cover Beyond the Building | Cornerstone

June 30, 2026

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| Case Studies, News

Ask a factory owner what their factory is worth and they might start with the building. Ask what keeps the business profitable, however, and the answer will probably be rather different. It could be a specialist production line. A warehouse full of stock. A handful of skilled employees. Or a machine that turns raw materials […]